An Quick Review Of A Home Inspection Review | A Blog About Money
An in-depth evaluation will take place on the roof, electric system, heating, air conditioning and roof of the house. When the NJ home inspection is being completed, you will be invited to participate and talk to the inspector who will … read more…
Experiments in Home Automation and Other Random Stuff: Solar Array …
The installer powered on the solar array on Tuesday after the inspection. After he left, I installed current sensors for the solar breakers and ran those along Cat-5 back to the ECM-1240. I was debugging the charting and got it pretty … With a southwest facing roof, you can see we catch the morning sun very early. The array woke up around 6:22AM and peaked around 11AM. Once the sun passed over the top of the roof around noon, production started to drop and around 2PM it … read more…
Ask Los Angeles Home Inspector » Blog Archive » 16 Tips to Make a …
Sellers should be aware of several things that may make the inspection process more efficient. Home inspections usually vary in times from two to five hours, depending on the size of the house. The following tips will help you be more … Copies of receipts for recent installation, cleaning and/or servicing of any major items such as the roof, HVAC system or other appliances should be provided. Call me at 818-266-2276 or check our website link below for further details or … read more…
From Google Blog Search
Hire A Chimney Sweep
It is important to keep a chimney clean regardless of the type of fuel burned. This can prevent fires as well as prevent noxious gasses from entering the home. The chimney carries away toxic gasses em… read more…
4 Point Home Inspection Services for Residential or Commercial Property
It is essential to make strategic survey of homes to ensure that the homes or other buildings are structurally sound. Complete and strategic inspection of new homes helps in making a beneficial invest… read more…
Professional Plumbing Inspection Services in Florida
It is crucial to determine the resistive construction feature of building structures. Various credible inspection services offered at reasonable rates by licensed and distinguished agencies enhance th… read more…
From GoArticles.com
Open Question: problem in apartments please help need advice?
legal advice past experience anything will help. …..Ok to make a long story short I had a water leak in my apartment from roofing problems. When I just noticed the leak (after few storms) i reported the problem to the maintance guy and the office they said that they were going to see that it would be taken care of. After many phone calls of concern (a month later) no repairs have been made. Anyway besides the dried crusty sheet rock that was crumbling away and falling on my furniture and carpet I had reason to believe there might be mold (Because the sheet rock was not dried after the leak) I had a mold air inspection and the results came back to show that we had high levels of Cladiusporin in our living room (where the leak is) its an allergen and can affect infants and people with weak amune system ( I have a 5 month old) the amount in the home was 30X the amount outdoors. any way the biologist suggested I go and show my pediatritian what my son has been exposded to for all his life and see if there are any symptoms that he could experience. GETTING TO THE POINT my manager quickly moved us into a hotel while they did there own testing they called us today and told us there is no traces of mold of any sort and that it was completely safe to come back home. She told me the results we got from the enviornmental service we used to test for mold were incaccurate and that they must of done the test wrong. We paid $200 to get the test it wasnt a cheap thing they did air and surface testing. I dont know who to believe and what I should do. Can I legally break my lease or do i need to listen to the apartment manager and believe their results.
Voting Question: What’s the best way to negotiate a home inspection into the final sale price when purchasing a house?
We’re not sure we can trust the seller to make quality repairs should any faults be found. Can we some how negotiate a lower sale price so we can do a good quality repair ourselves? Should we have a contractor walk through the house with us and present the estimates at the time of closing? The inspection is happening this week and closing is scheduled for the end of the month. We’ve already noticed a drippy ceiling coming through a central heating vent. Plus a 126 sq ft back porch is incomplete and really needs to be demolished and rebuilt. The back yard doesn’t drain too well either. Many puddles and soggy areas still present after our second walkthrough five days later. It has a nice garden area but we don’t want to grow rice if you know what I mean. Major sections of the roof have no gutters and the carport roof lacks a significant pitch (just so happens to be the same room with heater vent leak). Backyard spotlight looks like it’s attached to an extension cord and taped up with electrical tape. We’re already getting an ok deal but and additional 5 to 8 thousand off would definitely make the deal so much better as we would hope to keep repairs and modifications under $10,000. Welcome your advice and website links. Other useful info for you…It’s a rancher with an aluminum roof covering the main living space. The carport is attached to house and converted to a big living room / dining room space.
Thanks!
Our offer is already approved. Now we’re awaiting the inspection and will be there for that. The contract is written to say all repairs must be done by seller before closing, or if the inspection looks bleak we have the option of walking…
Compile results of home inspection. Make list of all problematic issues & decide which issues you want addressed before purchase is finalized.Discuss these w/your real estate agent.Together,you can decide whether the homeowner should rectify these issues or if you should handle the repairs yourself &adjust your purchase offer to reflect expenses.Formulate a new offer for the house. Estimate your cost to make any repairs &deduct that amount from your offer.contact a contractor or construction expert to get a firm estimate.Formally enter your counter offer with the sellers.Allow them time to consider your offer &any concerns you may have about the condition of the property.then Refuse the seller’s offer to address the house repairs on his own. It will be in the seller’s interest to make repairs as quickly &cheaply as he can.Might not be in your best interest.Stay near your phone,sellers response could come quickly.maybe in sellers interest to renegotiate sale asap,close deal& get paid…
Great Info at ehow
http://www.ehow.com/how_2140187_renegotiate-house-offer-after-inspection.html
Great Info at ehow
http://www.ehow.com/how_2140187_renegotiate-house-offer-after-inspection.html
Voting Question: Please Help. I am stuck. I have tried to give you all my thoughts but you still never helped. So Please help?
1. ASHI standards require a home inspector to identify and
describe the type of structure and materials of construction
before
A. testing systems scientifically.
B. evaluating each system.
C. establishing value.
D. reporting remaining usefulness.
2. A good place to begin an interior structure inspection is the
A. garage. C. basement.
B. attic. D. plumbing system.
3. Surface molds and sapstain fungi discolor wood paneling
A. and are the most common cause of wood decay.
B. but don’t cause structural damage.
C. but exist only in very dry conditions.
D. and cause a burned or charred appearance on wood surfaces.
4. To be properly vented, the foundation should have one vent for every _______ square feet
of floor space.
A. 50 C. 500
B. 150 D. 1500
5. The primary horizontal load-bearing component in a floor frame is the
A. jack stud. C. beam or girder.
B. brick pier. D. sill plate.
6. The slope of a roof is
A. the length of a rafter from the top plate to the ridge.
B. generally expressed as a percent.
C. the ratio between the units of run and units of rise of a roof.
D. determined by measuring the total height of the building.
7. One improper construction method that can result in structural weakness is
A. the use of kiln-dried lumber in structural components.
B. grading soil to direct runoff away from the structure.
C. retention of topsoil and trees on the home site.
D. construction of artificial terraces using debris and backfill.
8. Stairs are considered hazardous when
A. the height of the risers varies by more than 3/8 inch.
B. the width of the treads does not strictly comply with codes.
C. risers are less than 73/4 inches high.
D. they’re covered with carpeting.
9. Two common cosmetic flaws in gypsum wallboard include popping nails and
A. header cracks. C. sagging ceilings.
B. termite cavities. D. brown water stains.
10. Which of the following statements about dehumidifiers is true?
A. Dehumidifiers automatically dispose of water produced by their operation.
B. Dehumidifiers should have automatic shutoff devices to prevent overflow.
C. Dehumidifiers are usually found in the attic.
D. Dehumidifiers are the best method for fail-safe moisture control in basements.
11. Structural failure in a roof may be due to
A. the presence of a vapor barrier between the attic floor and the ceiling below.
B. too little span between supporting members.
C. cuts made in rafters or trusses for addition of components such as stairways and fans.
D. use of dried wood for structural members.
12. A horizontal supporting member placed between two opposite rafters is called a
A. collar tie. C. chord.
B. ridge. D. jack rafter.
13. The term live load refers to the
A. weight of the structural components only.
B. weight of the occupants and furnishings.
C. weight of the foundation walls.
D. total weight of the entire structure.
14. A load-bearing horizontal component over a wall opening is called a
A. header. C. sill plate.
B. stud. D. wall joist.
15. Sagging in floor joists is typically caused by
A. oversized joists.
B. undersized joists.
C. improper nailing of sub-flooring.
D. improper moisture content of the wood.
16. Brick ties in brick veneer walls allow for
A. water drainage. C. expansion.
B. air circulation. D. inspection.
17. While inspecting a masonry foundation, you find evidence of “efflorescence.” This is
probably due to
A. leftover residue from construction.
B. too much lime in the concrete.
C. fungus.
D. water seepage.
18. Your inspection report does not need to include information on
A. steepness of roof pitch.
B. adequacy and condition of flashing.
C. condition of solar heating system equipment.
D. type and condition of gutters and downspouts.
19. Bulging of exterior walls usually results in
A. sagging of windows.
B. a rise in the main floor beam.
C. settling of corner posts.
D. sagging of the ridge board.
20. The structural technique that includes long vertical studs running from the sill plate to the
second floor roof frame is called _______ framing.
A. platform C. balloon
B. vertical D. post
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From GoArticles.com
Open Question: problem in apartments please help need advice?
legal advice past experience anything will help. …..Ok to make a long story short I had a water leak in my apartment from roofing problems. When I just noticed the leak (after few storms) i reported the problem to the maintance guy and the office they said that they were going to see that it would be taken care of. After many phone calls of concern (a month later) no repairs have been made. Anyway besides the dried crusty sheet rock that was crumbling away and falling on my furniture and carpet I had reason to believe there might be mold (Because the sheet rock was not dried after the leak) I had a mold air inspection and the results came back to show that we had high levels of Cladiusporin in our living room (where the leak is) its an allergen and can affect infants and people with weak amune system ( I have a 5 month old) the amount in the home was 30X the amount outdoors. any way the biologist suggested I go and show my pediatritian what my son has been exposded to for all his life and see if there are any symptoms that he could experience. GETTING TO THE POINT my manager quickly moved us into a hotel while they did there own testing they called us today and told us there is no traces of mold of any sort and that it was completely safe to come back home. She told me the results we got from the enviornmental service we used to test for mold were incaccurate and that they must of done the test wrong. We paid $200 to get the test it wasnt a cheap thing they did air and surface testing. I dont know who to believe and what I should do. Can I legally break my lease or do i need to listen to the apartment manager and believe their results.
Open Question: Water Leaking Coverage?
I recently bought a house in Oct 2009 (FHA Conventional) and everything was fine according to the inspection report…not leaks, no damage whatsoever except for drywalls here and there, but nothing major. Just last month, it has been raining pretty hard; water was leaking, dripping from or through the walls from master window and master bathroom window inside the house. At this point, I am unsure how much of a water damage or has spread to. My question is since I recently just bought it, is it cover until the title company since it is still within the 1st year or would I need to contact my home insurance company? Any insight would be greatly appreciated it! Thank you in advance.
Resolved Question: Audio shop messup caused damage to break power booster.?
I have a 2008 honda civic still under manufacturers warranty
While shoping around for an amplifier installation I stumbled upon this small shop that would install the amp for a decent price and the guy seemed trustworthy so I decided to give him a shot .
He did a great job installing the amp and when I tried to drive away I noticed the breaks seemed hard and spongy , having expirience with cars in my younger years I imediatly knew it was something with vacum or the power booster assembly , I drove back (barely) and after inspection he admited he may had drilled trough the power booster while looking for a way trough the firewall.After I helped him some we patched up the booster unit somehow and I was able to drive away home at least with no problems , he offered to pay for the repair as long as I did it with his mechanic and his parts , and it would take a couple of days to get the part over .
I’m a little worried , he seems like a nice guy and all but my concerns is that god knows what part he is going to get and from were , and I don’t know if any after market parts may void my warranty.
So my question to you guys is :
What can I do to protect myself just in case he tried to rig it and I’m not happy with the fix and/or
The mechanic trying to get any parts from my car since it’s new?
Also how about if I say screw it and take it to the dealer , what would be the way about suing for repairs if he refuses to pay and what can I sue him for ,?does a small store like that have to have some sort of insurance ? he did mention he had some ,but does he have to pay me by law? I only had the car for less than a month so it was recently certified by Honda to be in good shape so there is no talking his way out of this .
All I have at this point is a recept for the work done to the amp , should I file a police report or something ?
Thank you in advance.
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Open Question: Just bought house now have plumbing issues.?
I just bought a house that has been completely redone. I moved in a couple days ago and already have a plumbing problem. I contacted my home warranty company and they said they will pay for the damage and new cement but not to replace the broken pipe (which is under my patio slab). I bought this through a real estate company and had an inspection done on the home. Obviously there was no mention of this by either. What are my options? Home in Louisiana
Voting Question: FHA loan- home needs repairs?
Hello,
We are trying to purchase a house and think that we have found the perfect house for our needs. The problem is that we are approved for an FHA loan and the house needs some repairs. Another person put in an offer and during the inspection they found that there was about $5,000 in plumbing work that needs to be done. The property is bank owned and they are not willing to pay for the repairs. My real estate agent says that FHA will not approve the loan because of the repairs that are needed.
My question is if we can pay for the repairs out of our pocket or have it escrowed so that FHA will approve the loan? Or if we could offer $5000 over the asking price and then stipulate that the bank needs to repair the plumbing? Do you think that either of those options will work? If not is there any other way that we can get our house?
Thanks
Resolved Question: My home is sinking and the walls are cracking and floors bowing, I need a loan asap to fix this! Any ideas?
We have lived here a year in May. Our real estate agent told us we didn’t need a home inspection. Yes, I know what a mistake that was and it is our fault we listened so I don’t need to hear about that! What I do need to know is if anyone can recommend any loans or ideas to get a loan where I can get the money to fix the problem before it gets worse and when I say worse I mean just crashing down around me, thanks! Our credit is shot right now because we got in over our heads with this house and fixing some other things as it is. We are military and selling it is not an option at this time, thanks in advance for any help!
OK, just some additional information… The joists are sinking and where the weight bearing walls are there are no beams, they are actually about 2 feet from those walls. This home was built in 1983 so it isn’t a new house. I have considered a lawyer but have no idea where to start with that and with my husband being deployed that makes it a bit more difficult! Thanks!
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Home Inspection, Home Inspectors St. Pete, Clearwater, Tampa
www.qci-online.com
HOME INSPECTION SERVICES
HOME INSPECTOR AVAILABLE 7 DAYS A WEEK
NEXT DAY SERVICE
FREE THERMAL IMAGING WITH EVERY HOME INSPECTION AND MOLD INSPECTION
A home inspection is a valuable and important step in the home-buying process. Your QCI home inspectors know that the purchase of a home typically represents the single most important investment of a lifetime. Our home inspectors’ commitment to you is to present you with a comprehensive, unbiased home inspection report, informing you of the physical condition of the property you are about to buy. Our home inspectors will answer any questions you may have and also offer some money saving tips during your Home Inspection and thereafter.Tampa, St. Pete, St. Petersburg, Clearwater, Brandon, Largo, Town ‘n’ Country, Palm Harbor, Bradenton, Sarasota, Pinellas Park, Dunedin, Greater Carrollwood, East Lake, Tarpon Springs, Temple Terrace, Citrus Park, Seminole, New Port Richey, Clearwater Beach
Voting Question: Is this paper good? Please proof read as my teacher is very strict.?
Amer Gabeljic
Ignoring Tradition
Is tradition important? Should we listen to our elders and continue to do what has been throughout history? Kids often ask themselves questions about the importance of the past. Chinua Achebe‘s “Dead Men’s Path” delves into the importance of tradition and how a young man reacts to some old - fashioned traditions. Tradition is something to be treasured and respected, although Obi illustrates neither action. Both culture and tradition are important, and should not be ignored or dealt with in the manner of Obi, the main character in Achebe‘s “Dead Men’s Path”; he thinks of tradition as disadvantageous to the school he works for and does not seem to care about the significance that this path holds for the villagers.
The young gentleman named Obi in the story seems to be a productive twenty-six year old who gets promoted to a high position at a school. His actions throughout the story prove that he obviously thinks that tradition is less important than what is happening at that moment. He believes that these villagers should not be using the footpath that crosses the school property he works at. Obi does not care too much about the tradition of the villagers and the fact that they have been doing this for generations. He looks at it as useless to him and his school, so why have it. The villagers try to explain to Obi what this path means to them. “Our dead relatives depart by it and our ancestors visit us by it. But most important, it is the path of children coming in to be born”(43).
Obi just does not care and blocks the path that takes the villagers to the place of burial. The theme of the story conveys that tradition should not be ignored, and that the history of certain things in life should not be forgotten, especially if it means so much to some people. Obi does not look at it from this perspective, and replies to them by saying “dead men do not require foot paths”(44). Obi is basically saying that dead men are not here right now so why should they care about them. It does not seem like Obi is doing this with the intention to harm these people. Obi takes advantage of the position of power he has at the school as a headmaster and does what he thinks is best, and that is to get rid of the path and make the area around the school beautiful. Obi seems to have a lot of confidence, and it almost seems like he has the mentality that no one can stop what he wants, and that is to show other people how to run The Ndume Central School.
It is interesting to see how something that means so much to a group of people can be ignored and looked at as not important by someone else. Sometimes one’s tradition and the way they do certain things is looked as weird and not ordinary by outsiders. “It amazes me that you people allowed the villagers to make use of this footpath. It is simply incredible”(43). Obi is speaking of the footpath without knowing anything behind it. My family fasts and donates money to the people that need it most at a certain time of the year. This is part of our tradition and it’s something that has been done for a long time period. I can’t imagine someone that does not know much about our culture at all, come up to us and tell us we cannot keep doing this.
Michael Obi is hired to help the school become progressive and successful. However, he does not accomplish this. Obi does not want the inspector to see random villagers around the school premises. He ignores the history and significance of this path by blocking it. What comes back to haunt him is the villagers getting angry about the situation, tearing down everything around the path and the inspector seeing this the next morning. Everything that Obi does backfires in the end and what he exactly hopes for not to happen happens. The inspector writes a bad report about the school. In the end it is his arrogance that gets in the way of his work. Obi thinks that he is the smartest person and that he could do no wrong, and we see that he loses everything because of this. If Obi left the path alone both he and the villagers would be better off.
Work Cited
Achebe, Chinua. “Dead Men’s Path.” Short Fiction: Classic and Contemporary, 6th edition. Charles Bohner and Lyman Grant, Upper Saddle River, NJ: Prentice Hall, 2006. 42-44.
Resolved Question: I am buying a home. What should I look for in property inspection for a 12 year old home?
Are there any drawbacks in using the property inspector recommended by our agent? Could they hide or bypass any inspection so the deal goes through?
Resolved Question: random question - how old would you say i am now from these tv programmes?
these are all the programmes i remember watching when i was about 6
UBOS
Hercules
excalibur
charmed
neighbours
poirot
miss marple
inspector lynley mysteries
location, location, location
property ladder
build a new life in the country
i know its a random question but i really wanted to think back and make a list of what i used to watch and i thought id make it into a question, so how old so you reckon i am now? i watched them all on the tv btw
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How to get over 50% off your next car purchase.
How to get over 50% off your next car purchase.
Who else wants the insider secrets to finding great cars and trucks for up to 90% off the kelly blue book value?
Every month, 1000s of … read more…
From GoArticles.com
Open Question: Water Leaking Coverage?
I recently bought a house in Oct 2009 (FHA Conventional) and everything was fine according to the inspection report…not leaks, no damage whatsoever except for drywalls here and there, but nothing major. Just last month, it has been raining pretty hard; water was leaking, dripping from or through the walls from master window and master bathroom window inside the house. At this point, I am unsure how much of a water damage or has spread to. My question is since I recently just bought it, is it cover until the title company since it is still within the 1st year or would I need to contact my home insurance company? Any insight would be greatly appreciated it! Thank you in advance.
Open Question: Audio shop messup caused damage to break power booster.?
I have a 2008 honda civic still under manufacturers warranty
While shoping around for an amplifier installation I stumbled upon this small shop that would install the amp for a decent price and the guy seemed trustworthy so I decided to give him a shot .
He did a great job installing the amp and when I tried to drive away I noticed the breaks seemed hard and spongy , having expirience with cars in my younger years I imediatly knew it was something with vacum or the power booster assembly , I drove back (barely) and after inspection he admited he may had drilled trough the power booster while looking for a way trough the firewall.After I helped him some we patched up the booster unit somehow and I was able to drive away home at least with no problems , he offered to pay for the repair as long as I did it with his mechanic and his parts , and it would take a couple of days to get the part over .
I’m a little worried , he seems like a nice guy and all but my concerns is that god knows what part he is going to get and from were , and I don’t know if any after market parts may void my warranty.
So my question to you guys is :
What can I do to protect myself just in case he tried to rig it and I’m not happy with the fix and/or
The mechanic trying to get any parts from my car since it’s new?
Also how about if I say screw it and take it to the dealer , what would be the way about suing for repairs if he refuses to pay and what can I sue him for ,?does a small store like that have to have some sort of insurance ? he did mention he had some ,but does he have to pay me by law? I only had the car for less than a month so it was recently certified by Honda to be in good shape so there is no talking his way out of this .
All I have at this point is a recept for the work done to the amp , should I file a police report or something ?
Thank you in advance.
Resolved Question: $100 down incentive program HUD california question?
Ok, here’s the deal. A few questions hopefully someone can answer in a DETAILED format and not some quick over the counter answer. Serious answers only please as this is a serious matter.
I’m a first time home buyer. I’ve been searching for homes for quite awhile putting in bids and losing by a couple thousand each time or even worse, to cash investors.
I’ve turned to looking at HUD homes because I don’t have to worry about offering more than the appraisals or cash investors getting involved until after the owner occupant timeframe, giving me a chance to MAYBE buy my first home.
Here are a few questions that I can think of that no one can give me a simple, for dummies answer.
Accepted offer. what if I get a home inspection and it reveals problems NOT listed in the initial property inspection report, can i back out without forfeit or will HUD pay for repairs or adjust their price accordingly?
How much will the net be if i pay all closing costs? The house is in Southern CA, $115,000. FHA loan.
3.5% down - $4,025
6% closing/commissions/etc - $6,900
Total out of my pocket - $10,925 (this number is not exact, just a hypothetical)
Will the net still be $115,000 because I’m covering ALL my closing costs or is there some other formula for finding out that number?
If a property doesn’t have a big sign saying $100 down payment incentive, does any HUD home financed through FHA still qualify?
I’m working with GMAC Realty and Wells Fargo Mortgage, do I still qualify for the $100 down payment incentive? Is there a list of some sort that I can see that will show all APPROVED lenders/agents that I can use?
Upon closing, will i be receiving the hud document with all signatures or will i have to inquire with an attorney, of my own or theirs, to have all paperwork sent to me?
I will appreciate it greatly for anyone in the community who can take the time and answer these questions to the best of their knowledge.
Inspections are an important part of home buying, but the inspection process can be nerve, Real Estate http://bit.ly/IcwoO
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When interviewing a home inspector, ask the inspector what type of report format he or she, Real Estate http://bit.ly/4xVQ8E
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Your Home Inspection Checklist – Plumbing | fix leaking shower faucet
This way you can compare notes and ask questions. He will give you a thorough report on the home’s condition. Between what you found and what the inspector found you will be able to take care of what needs to be done before you put your … read more…
What Happens In A Home Inspection
There is no such home that does not pass a home inspection because there are no scores or passing grades that have to be given. The professional home inspection is described to be the investigation of the present condition of the house. … The large possible issues are : Health along with the questions of safety ; roofing that are possibly with a little living expectation ; heating systems that are malfunctioning ; ground working or foundation deficiency ; and regarding … read more…
Home Mortgage Refinance: Choosing the Best Deal | Best Rate Re …
Here’s a quick guide on choosing the best home mortgage refinance deal! Questions to be asked As a borrower, there are chances. … o Surveys and home inspection fees. o Prepaid amounts towards interest, hazard insurance, taxes, etc. o Prepaid private mortgage insurance or PMI. • Is there any prepayment penalty involved? • Is the agreement for lock-in provided in writing by the home mortgage refinance lender? Interest rates applicable. It also helps to get a free, … read more…
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How To Be Successful And A Little Cautious As An Affiliate Marketer
Affiliate Marketing is a remarkable program. It provides individuals who want it, with the way to set up their own home business. As an affiliate, you do toil for another, but you are rewarded for the… read more…
What to Expect from a Home Inspection.
Congratulations! You’ve made it through the first stages of your home-buying process. You’ve obtained financing, chosen a real estate agent, viewed potential homes, placed an offer and it’s been accep… read more…
Car Insurance Guidelines for Indianapolis, Indiana
As the capital of Indiana, the city of Indianapolis has an estimated 798,382 people (as of 2008). Due to the city’s large size, Indianapolis offers many choices when it comes to car insurance… read more…
From GoArticles.com
Open Question: Need help with US history questions?
I need help with these 9 questions
____ 23. The aim of the Federal Home Loan Bank Act was to
A. encourage new construction. C. make it easier for banks to foreclose on farms and homes.
B. increase the value of homes and farms. D. prevent farmers and homeowners from losing
their property.
____ 24. An example of the psychological stress caused by the Great Depression was the rise in the number of
A. children who were malnourished. C. women who worked outside the home.
B. people who committed suicide. D. men who stood in bread lines.
____ 25. Herbert Hoover’s approach to the Depression economy was based on a belief in
A. voluntary cooperation. C. the golden rule.
B. separation of church and state. D. direct government relief.
____ 26. During the Great Depression, the overall unemployment rate was about
A. 100 percent. C. 25 percent.
B. 75 percent. D. 10 percent.
____ 27. One long-range effect of the Great Depression was that many people
A. grew to like President Hoover. C. developed habits of saving and thriftiness.
B. became risk takers in the stock market. D. came to believe in small government.
____ 28. Within a few years, the Hawley-Smoot Tariff Act led to
A. a dramatic drop in world trade. C. more demand for American manufactured goods.
B. Hoover’s reelection as president. D. an unequal distribution of income in the United
States.
____ 29. All of the following were important causes of the Great Depression except
A. both individuals and businesses built up large debts because of easy credit.
B. tariffs on foreign imports were lowered
C. the federal government did not insure people’s bank accounts.
D. the stock market crashed.
____ 30. Causes of the farming crisis of the 1920s included the fact that
A. demand for crops fell after World War I.
B. most people did not own electric refrigerators.
C. the Dust Bowl took much land out of production.
D. federal price-supports of corn and wheat were not effective
____ 31. What was the first major action Roosevelt took as president?
A. He called the first meeting of the “Brain Trust.”
B. He proposed a reorganization of the Supreme Court.
C. He closed all of the nation’s banks and ordered inspections.
D. He established the Civil Works Administration to provide job relief.
Open Question: FHA loan- home needs repairs?
Hello,
We are trying to purchase a house and think that we have found the perfect house for our needs. The problem is that we are approved for an FHA loan and the house needs some repairs. Another person put in an offer and during the inspection they found that there was about $5,000 in plumbing work that needs to be done. The property is bank owned and they are not willing to pay for the repairs. My real estate agent says that FHA will not approve the loan because of the repairs that are needed.
My question is if we can pay for the repairs out of our pocket or have it escrowed so that FHA will approve the loan? Or if we could offer $5000 over the asking price and then stipulate that the bank needs to repair the plumbing? Do you think that either of those options will work? If not is there any other way that we can get our house?
Thanks
Open Question: questions about landlords permission to come in?
i am having issues with my landlord of a residential property that i moved into in december. the landlord is an arrogant man that does nothing that is asked and also was very deceitful in the process of renting. So basically what is going on is that there are numerous things that are wrong with the property that were disclosed to me after the lease and deposit had been made as i was moving in. One of those is the garbage disposal. So i asked him to replace it the day i moved in on dec 1, 2009. it is now march and it is still not done. he made an appt with me for saturday the 27th of february to which i switched my schedule to be home (i do not want him in the house alone or with only my daughter) he called on friday said that he could not come because his friend (who he claims can do all the repairs cant make it and he will schedule another time) i then recieve a phone call either sun or mon saying that he will be there tues at 5 . i try to change my schedule to be there but cant so i call him on monday telling him that he can not come then because i will not be there and i do not want him in there alone . on tuesday he still has not responded to me saying that he is not to come so i email him saying that he is not permitted to enter the property and basically he says that because he gave 24 hour notice he could. our lease says this 20. RIGHT OF ENTRY AND INSPECTION: OWNER may enter, inspect, and/or repair the premises at any time in case of emergency or suspected abandonment. OWNER shall give 24 hours advance notice and may enter for the purpose of showing the premises during normal business hours to prospective renters, buyers, lenders, for smoke alarm inspections, and/or for normal inspections and repairs. OWNER is permitted to make all alterations, repairs and maintenance that in OWNER’S judgment is necessary to perform. what i want to know is can he really enter my house when i explicitly say that he may not enter because there is no emergency.
#agnow How about this question that I got from a seller whose home had just miserably failed a home inspection: “Wo… http://bit.ly/4IdYFI
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Latest home inspection news – Home Inspection: What Questions Should I Ask « Colorado Springs …
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Real estate ann arbor mi Home Inspection: What Questions Should I Ask
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Real estate ann arbor mi Home Inspection: What Questions Should I Ask
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Common Home Inspection Questions
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Common Home Inspection Questions
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Marky's Depot: Always Consider an Inspection When Buying Fort …
Although this will be more effective through the eyes of a professional home inspector, you can immediately determine structural damage on your own through a few simple signs. For instance, multidirectional cracks portend foundation … read more…
March Newsletter : Chicagoland Real Estate
One example is a buyer’s contractual right to obtain a professional home inspection before purchasing the home. Dry Rot - Decay of seasoned wood caused by fungus. Earnest Money Deposit - A deposit made by the potential home buyer as … read more…
North End Home Inspections
We will explain the different tools used in a home inspection. Your home is one of the most valuable purchases you will make in your lifetime. We’re here to guide you with the benefits of having your home inspected by a professional. … read more…
From Google Blog Search
Professional Guardians Of Houston’s Carpet Cleaning Industry
Houston, Texas is a thriving young city that was discovered and developed in the 1830s. Despite its brief history, the city is continuously pushing forward in terms of economy and technology. However,… read more…
Purposes For Conducting A Termite Inspection
Reasons For Carrying Out A Termite Inspection
Dwelling in a wooded house with insects that depend on wood as their source of food is one of the most dangerous customized one can choose. Compared to d… read more…
Review of Netting
Company Information:
Netting.com.au
No physical location information available
Contact Information:
Phone: 1 300 744 366
Email: david@netting.com.au
About the company:
Netting…. read more…
From GoArticles.com
Voting Question: How Much Does Roof Replacement Cost? Estimate?
There’s a home we’re looking at in the Central Maine area- not huge. About 1000 square feet or so, bungalow style. We just had a post-contract inspection (we can get out of it if there’s a major issue) and the inspector told us that there are three layers of shingles on the roof, and that they need to be “stripped” and a new layer put down. I have NO idea of what kind of cost we’re looking at. Is this big enough to warrant scrapping the contract? I will of course get some professional estimates later in the week, but can anybody clue me in as to what we MIGHT be looking at cost wise, especially in the Millinocket area if you’re familiar with Maine. Labor rates etc? Is this likely to really reeeeally expensive? Any insights would be appreciated.
Resolved Question: what kind of contractor do I need to call?
I had my current home inspected and buyer wants me to fix those. I have no clue who I need to call. I am not even sure if those need to be fixed. Inspection report says get it checked by contractor and repair if needed. If someone can guide me, i’d appreciate. If i can, I want one contractor to do all.
These are list.
1.) Please have a qualified licensed plumber inspect and repair hot water heater
combustion air vent that is blocked in the attic as this is a potential fire hazard. In
addition the TP&R valve line was kinked during time of inspection. As described on page 5
of 6 of inspection summary.
2.) Please have a qualified professional repair the gas valve at fireplace that was inoperable
(too tight to turn). As described on page 2 of 6 of inspection summary.
3.) Please have a qualified licensed electrician repair missing knock outs at panel in garage
as this is causing wires to rub and is a potential fire hazard. As described on page 3 of 6
of the inspection summary.
4.) Please have a qualified professional contractor evaluate and repair a bowed strut for the
top ridge beam located in the attic. As described on page 1 of 6 on the inspection
summary.
5.) Please have a qualified professional repair the furnace flue pipe that is not adequately
supported in the attic. As described on page 4 of 6 of the inspection summary.
6.) Please have a qualified licensed plumber ensure that hall bathroom is no longer leaking
as signs of past leaks have occurred. As described on page 5 of 6 of the inspection
summary.
________________________
and I live in Rowlett, Texas. If some can refer good contractos, i also appreciate it
Item 2 and 4 are my head scracher. I have no clue who does them.
Resolved Question: Can I claim points paid by the seller at closing on my taxes?
I want to confirm the details before I go searching down anymore rabbit holes…
I purchased my first home in August. I have looked at the rather confusing IRS flow chart to determine whether or not the 2% in points paid by the seller can be claimed by me, the buyer, on my taxes, and I’m still not sure if I meet criteria, although I think I am… and I’ll be honest, I’m not exactly sure what most of the criteria actually means, but I took my best guess. If anyone can translate the IRS statements below in plain English, I’d be most grateful.
First, details:
* $209K = purchase price
* 6% = total amount contributed to closing by seller
* 4% = amount applied to closing costs and insurance, 2% = amount applied to points.
I worked the deal so that I didn’t have to pay a nickel out of pocket for the home and used my VA loan, so the seller practically paid me to take their short sale. The VA stipulates that the seller cannot contribute more than 4% to closing, but can contribute to points above 4% as long as it is not “excessive,” thus, I was able to apply the entire 6% to all points and closing costs.
[From http://www.irs.gov/taxtopics/tc504.html]
1. Your loan is secured by your main home (your main home is the one you live in most of the time).
(YES, IT IS.)
2. Paying points is an established business practice in your area.
(ANY REASON IT WOULDN’T BE? HOW WOULD I DETERMINE THIS ANYWAY?)
3. The points paid were not more than the amount generally charged in that area.
(I WOULDN’T THINK 2% IS A LOT FOR TAMPA)
4. You use the cash method of accounting. This means you report income in the year you receive it and deduct expenses in the year you pay them.
(I’M AN REGULAR TAXPAYER… 2009 IS MY FIRST YEAR NOT USING A 1040EZ!!)
5. The points were not paid for items that usually are separately stated on the settlement sheet such as appraisal fees, inspection fees, title fees, attorney fees, or property taxes.
(ALL POINTS WENT TO INTEREST)
6. The funds you provided at or before closing, plus any points the seller paid, were at least as much as the points charged. You cannot have borrowed the funds from your lender or mortgage broker in order to pay the points.
(DOES THIS MEAN NO EXTRA MONEY WAS BORROWED TO PAY POINTS TO REDUCE INTEREST? I ONLY USED WHAT WAS PROVIDED BY THE SELLER AT CLOSING)
7. You use your loan to buy or build your main home.
(I ONLY HAVE ONE HOME - FIRST TIME BUYER)
8. The points were computed as a percentage of the principal amount of the mortgage, and
(YES)
9. The amount is clearly shown as points on your settlement statement.
(JUST RECEIVED MY STATEMENT, AND THE AMOUNT FOR 2% IS INDICATED)
There is one additional statement that confuses me… “Points paid by the seller may be deducted by the buyer provided the buyer subtracts the amount from the basis, or cost, of the residence.”
Does this mean I reduce my purchase price by ~$4000? Will this affect my first-time home buyer credit? Due to my income, I don’t qualify for the entire credit, but if I must deduct the interest from my purchase price then will this affect the proportional amount I’m eligible for?
Lots of questions, but its all relevant. I do plan on having a tax professional prepare my taxes this year, but I would like to be moderately prepared in advance before leaving it in the hands of a complete stranger! Thank you in advance for any and all assistance.
Long Island Professional Home Inspection services Certified Home Inspections
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Many home buyers today are investing in a professional structural inspection before they finalize http://is.gd/77zGw
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Whether you are buying or selling a home, you should have a professional home inspection, Real Estate http://bit.ly/2×0mMe
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Passing Your Home Inspection
Posted by jaynelightfoot via About.com Home Buying / Selling: Most Popular Articles
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Russian officials call for suspension of adoptions to U.S. parents …
The parents are subject to a home study before the adoption and periodic check-ins during the first years of the child’s residency, Kuhr said. In some cases, parents are required to send yearly pictures back to Russia. …. “I climbed up the Dumpster and jumped inside,” said William McDonald, an agent from the Department of Health and Human Services’ inspector general’s office. There, he spotted two white trash bags that turned out to contain telephone logs and reports … read more…
New Jersey medical marijuana
Some states run dispensaries themselves, or require inspections. Some charge for marijuana, a few are free. New Jersey has prohibited homegrown marijuana and will tract its distribution with conditions used for opiates like morphine. … read more…
Bathroom ventillation fans | New Jersey
New Jersey home inspector describes bathroom vent fans and proper vent terminations. read more…
From Google Blog Search
Fire Escape Repair Fort Lee NJ, 201-710-3193 or 800-649-3333 FireEscapeServices.com
Escaping Expectations
Boston-based firm finds success repairing fire escapes.
WATERLOO - The iron web structure of a fire escape clinging to the building may seem like an obsolete urban icon. Some a… read more…
NJ Home Inspection
NJ home inspection
One of the individually primary things for residentual building purchasers is making a choice on a superb home inspection associate, the main thing you will should demand is a home… read more…
What You Need To Know About Westfield, NJ Home Inspections
A home inspection іѕ one οf tһе first investments a Westfield, New Jersey buyer mаkеѕ іח a property. Tһе purpose οf a home i… read more…
From GoArticles.com
Resolved Question: 1996 Subaru Legacy Wagon Front End Problem?
Hi, my mechanic is not in town today and I don’t want to miss out on a potentially good deal,
There is a 1996 Subaru Legacy Wagon AWD f/s. The person is asking $1500. He describes the usual for a car this age–fair/good interior, recent work done, good NJ inspection until 2011.
However, he does note the following in his ad: “New front wheel bearings, brake rotors. I replaced both axle shaft assemblies as well but must have done something wrong as the front end feels tight when turning sharp. I don’t have the time or resources to figure it out.”
He notes that driving straight does not present this problem.
I was wondering if indeed this was something that he might have done wrong and can be put to rights relatively easily or could it mean a major problem? Of course we would have our mechanic go over it if we decide we like the vehicle but since it is quite a drive from our home to see it, I’m hoping someone here might have some thoughts on what this “tightness” might mean.
Thanks a lot and everyone have a great day!
Resolved Question: What are some good tips to avoid being pulled over, or to attract the attention of Police on the Highways?
I am thinking of driving home for Christmas. From Indiana to NYC, Eastbound on 70, going Rt 71 North in Ohio, and taking the Ohio/Pennsylvania Turnpike straight through, and coming out by Exit 6 of the NJ Turnpike and going North. Now, I have NJ Plates and a current Inspection sticker (Orange, May 2010) and i Promised I would not be getting another Ticket.. i simply have had my fill.
Since i think there MAY be “More” Cops on the road around the Christmas holiday, i was wondering if anyone would share (whether it be active or retired Officers or patrolmen/women) or Experienced Drivers that have been around longer than myself (I am 27) as to how to make my car, in essense, simply a car passing on the road that would be of no interest to a Policeman.
I usually drive 70MPH whether the Speed Limit is 65MPH or 70MPH in the Right Lane, as the road IS two lanes at some points, and Try to keep a car in fromt of and behind me. IF i am all alone and drive past a tropper camped out on side of the road, i slow down by coasting to 65MPH, the Speed Limit.
Anything else i should do? Or Thoughts?
Thanks!
Resolved Question: What problems to expect in home inspection of a 10yr old house in NJ?
Hi
I am a first time home buyer and I am planning to make an offer for a 10yr old ranch style home in NewJersey. What kind of problems can I expect in inspection. I want to be informed before I make the offer. I do not want my realtor to be the only source of information.
Thanks in advance.
New Home? Yes, get an Inspection! - Mercer County NJ http://bit.ly/a7cVue #byeaclub #BYEAClub #property
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NJ Home Inspection
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NEW JERSEY MOLD INSPECTIONS
–For all the latest Nj home inspection news all the latest trends and tips in the home inspection field. Find all the information you need to make a informed decision on your pre purchase home inspection. We work for you the client not anyone else.
–NJ Home Inspection, New jersey home inspection,new jersey home inspections, nj home inspections
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Things to Consider as a First Time Homebuyer
You can create a personalized scorecard to keep track and rate the many homes for sale that you find in your research or have a home inspection of. Items that are commonly included in such a first time homebuyer scorecard are the asking price, key benefits … Homebuyers looking for houses for sale in Minnesota for sale can go online and search for properties by price, location and neighborhood by using the Minnesota MLS listings to locate properties throughout the state. … read more…
Does an Area Create Value? | Inspected Thoughts
This means that the house price may be closer to what most families can afford, but then these families may experience increased costs (like in transportation). I would argue that these affordable homes do not have value. … Home Inspections are performed in the greater Houston area, including Alvin, Deer Park, La Porte, Seabrook, Clear Lake, Friendswood, Baytown, League City, Pasadena, Richmond, Pearland, Katy, Sugar Land, Spring, Conroe, Kingwood, The Woodlands and … read more…
Before You Buy, Consult an HVAC Expert | Realty Times
Depending on where you live, the cost is going to be in the $350 to $450 range for a home inspection. For peace of mind, is it worth another $60 to $80 to have someone come out and tell you the heating and A/C unit are okay or needs … read more…
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In this short article and if you are a handyman, I promise that you have no other choice to make the real deal for your new purchased car. And in the other hand, you can make a living from damaged car… read more…
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From GoArticles.com
Open Question: Where can I look at home foreclosures?
I am a first time home buyer and cannot find a house I like for the right price. I have asked my realtor how to look at foreclosures in my area and she said she didn’t know how. I don’t mind paying a little bit if I get to look at these foreclosed homes either online or in person, in detail, before taking any action on buying or getting an inspection. Someone said my bank would give me a list for free, but they said they couldn’t.
Open Question: buying a car and using yahoo as a third party?
hello,
I am confuse because I am planning to buy a car though craigslist but i am not sure if its true or fake. I send an email to a seller and they responded back saying this:
“Please take a few moments and read my email carefully, I know it is long, but because I received too many emails, I will explain all the details about the car and the transaction.
For pictures and details please visit my site: jeepwra (dot) page (dot) tl
To view the pictures please replace (dot ) with .
At the moment I’m stationed at Hancock Field AGS an US Military AFB in Syracuse, NY. making final preparations before deploying to Iraq with the U.S. Convoy
The car is already at our Military Logistic Department form Fort Belvoir, U.S. Army base near Bethesda, MD, crated and ready to go. The Logistic Department will deliver the car to your home. Since the car is in a military base, with no access you can not go there and take it, only the Logistics Department can deliver it, because the car is in their custody.
Shipping may take anywhere between 1-2 business days depending on the destination.. All documents you need for ownership, loog book , manuals and bill of sale will be provided along with the vehicle.
For the payment I would like to use Yahoo as a third party. They will keep your money into a protection account until you get the vehicle and will release it to me after inspection period is over and you agree to keep the car. So, this is not a blind transaction, you can see the car before committing to buy and to eliminate any concerns you will have 3 days to inspect it. If you decide not to keep it Yahoo will refund you the money, no questions asked, and shipping back will be my concern. I think this is more than fair for both of us.
I’ll start the official procedure, and Yahoo will contact you about this. If you are interested in buying it just mail me back with:
- Your Full Name - Required by Yahoo (You’ll receive important guidelines + instructions from them.)
- Your Shipping Address and Phone Number - Required by the Logistics Department (They will call you with delivery/pickup instructions 1 day ahead so you can communicate what time schedule work best for your to receive the car)
Again I want to point out that because I am going to Iraq this sale is my top priority and I am looking after a fast transaction, with no delays. That is why I decided to lower the price, to avoid wasting time with negotiations and find a buyer as soon as possible.
Thanks, hope to do business with you soon!”
So please can someone answer my question, saying if its true or not. Thank You
Open Question: when buying a home when do you sign a binding sales contract?
Okay, I’m thinking of buying a home the final week that I can get benefits.
This is what the government says
….However, in cases where a binding sales contract is signed by April 30, 2010, a home purchase completed by June 30, 2010 will qualify
So after I decided on the house and negotiate a price, it it just as simply sign on the dotted line? Like do you have to do anything before I sign? The inspection would be after signing right? It only takes a like a day for this process of signing right, assuming you have already choosen a house?
When I said something about doing this signing thing, this would be the last week of April…. closing just needs to be before June 30
Netgear RP614NAR Router Refurbished for $12.99
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