What should you ask when hiring a home inspector?
But many do not realize that choosing the right home inspector is just as important as the inspection itself. Many buyers might be tempted to ask their realtor for a recommendation and hire the first person on the list. …  read more…

Ways On How To Maintain Your Home : Financing Real Estate
… you house wiring, get a qualified electrician for a complete inspection and to check if your house wiring needs replacing . It is necessary that when dealing with electrical concerns, safety must be on the top of your priority list. … Keep in mind that every item marked as safety issues or priorities on your home inspection report require immediate attention . Having your home in good repair, will also make a big difference when the time comes that you need to sell …  read more…

High Park Haven: Raise the roof
One of the things that the home inspector told us was that we would need a new roof come spring. Our house is designed with a sloped roof, as well as a flat portion and both would need to be replaced. With all the regular closing costs …  read more…

From Google Blog Search

Why Buying a Preowned Car is a Better Economic Decision than Buying New
Buying a car is a huge expenditure. It can also be very tricky. When you buy new is costs considerably more than buying used or preowned. We’re not just talking initial price either. The fees and taxe…  read more…

How to Sell Your House: Professional Tips to Get it Sold!
Okay, so the “For Sale” sign is up, now what? Unless your house is the most well- maintained, cleanest, most perfect house to begin with (if it is you will be hated by most of the m…  read more…

Your Website as Part of Your Martial Arts Marketing Plan
If you have studied martial arts marketing and have your own dojo you know that you need a dynamic and well-maintained website. With the array of software available today to design and maintain web pa…  read more…

From GoArticles.com

Powered by Revver

Stillwater’s fire-inspection fees could be returned
Those who the city of Stillwater has charged for fire inspection fees could be in line for a refund.  read more…

Top 10: Predate Rituals
From manscaping to working out - here are the top 10 things you need to do to impress her  read more…

Office Memo: Bed Bugs Are Back
For those who think that bed bugs are found only in beds: sit down. Better yet, stand up, inspect the chair you’re sitting on for apple seed-like bugs or what appear to be pepper flakes (droppings). Then take off your clothes and throw them in a hot dryer. Better give your purse or briefcase a good inspection, too.  read more…

Powered by Yahoo! News

Resolved Question: Is the seller trying to bully us?
We put an offer on a house in foreclosure a week ago. Two days later, the bank (seller) stated that they had another offer and were entertaining final and best offers until the end of the day. We put in what we felt was a very strong offer: we offered the list price, and we have no home-to-sell contingency.

The contingencies that we do have are a termite inspection (about $50, seller’s responsibility by law), septic tank inspection (seller), assessment (VA provided), home inspection (our responsibility) and a seller contribution of $4k (we put $6k in the offer).

Today (5 days since the “final and best” offer), they informed us that our offers are still very close and are looking for anything that could move up the closing date or “clean up” the contract. We already have a pretty aggressive closing date, and our mortgage company may not be able to do anything faster. As far as contingencies go, we will not waive a home inspection, the VA requires the assessment. I could care less who pays for the sewage and termite inspection.

Our agent is going to tell the listing agent that we don’t feel it would be responsible to move up the closing date and that we will consider negotiating contingencies if they isolate specific contingencies that are problematic for them. We are very motivated to buy this house, but it feels like they’re just putting a feeler out there to see if they can sweeten the pot any. I’m not convinced that we haven’t already significantly surpassed the other bid. On the other hand, our offer is still about 15% lower than recently sold comps in the area.

What do you think? Did we do the right thing here? Advice?
@thekid: I’m not questioning whether they’re acting within their rights. I’m asking for advice on how to react to them.
@transfer: The home inspection responsibility is on us, as I indicated. Also, I’m not saying that they didn’t get two offers–I’m wondering what the odds are that they’re misrepresenting the other offer to squeeze more out of us.

  read more…

Open Question: Can I close a home insurance claim after I sign a binding agreement with a contractor?
After a hail hit our area, a contractor approached me and offered me to deal with my home insurance company to get the claim approved for my roof repair. After a while, the insurance company approved the claim and mailed us the check. It’s a big amount of money. Because we really doubt if our roof really needs such a big repair, so we hired another independent company to do an inspection for us, the result is our roof is still in good status.

As we signed a binding agreement with the contractor, so we wonder if we are going to have any legal issue if we close the claim and mail the check back to the insurance company? Following is the detail item of the agreement:

*****************************************************************************************************************
Agreement
I / We agree to retain ABC Inc. to represent me / us in obtaining, my / our insurance companies approval to do replacement of (i.e. siding-roofing-gutters, etc. ) and or replace on the property listed above.

ABC Inc. is empowered to contact my / our insurance carrier and meet their adjustor / representative and discuss damage and replacement work to be done on the property in order to negotiate the payment as in the amount of damage to the property.

Upon insurance carriers and ABC Inc. agreement to the extent of the damages and cost of replacing (i.e. siding-roofing-gutters, etc. ) ABC Inc may begin work on the above said property.

All work is to be performed in accordance within the insurance company’s damage / work scope.

Any upgrades or additional work requested by you and that is not approved by your insurance company will be your financial responsibility and is not a part of this agreement.

I / We agree for my insurance company to pay ABC Inc. for the total cost of repairs. All checks must be endorsed or made payable to ABC Inc.

This is a binding agreement, however, if your claim is denied by your insurance company, then this contract is Null and Void.

  read more…

Voting Question: I’m suing the seller, but what do I sue for?
I purcahsed my first home 6 months ago. It had a new addition built in 2008 and greatly increased the value of the home. I have been having some problems with water coming in around walls when it was pointed out to me that the slab is below ground level. Yes I did get a home inspection done and somehow that guy missed it to. My biggest concern is that the permits/codes were complied with when this was built. I did some research an dfound out that the guy who sold me the house is listed as the contractor on the build and while he did get a permit and some of the inspections, he never finished the inspection process and the city never finalized the structure. The last inspection done was the slab and it was denied because it “wasn’t ready yet”, the seller then never called for a reinspection and 2 years later sold me the home without disclosing any of this of course. I am getting a lawyer but the first appointment is not until next week and I can’t stop fuming about this. I am trying to figure out what exactly the seller should be responsible for at this point. Obviously the inspections need to be done and there will be some repairs that will go along with that but what about the damage that the flood water has caused (drywall, carpet, furniture…) and what about the loss of use/aggrivation (the addition includes our living room, master bed/bath and laundry room). Someone suggested I sue him for the increased value that the addition added to the home value when I purchased it since basically it wasn’t approved to be lived in. I’m hoping someone has been in this situation before and can shed light to what the future holds. My husband and I just got married and were planning on getting pregnant (we already started the process) Now we are sleeping in what would be the nursery. Please Help!

  read more…

Powered by Yahoo! Answers

Recently Being Discussed on FriendFeed