How would you reply? - The Inspector's Journal Forums
Beginning January 1, 2010, certified Home Inspectors are now required to include a specific statement that indentifies that the contained report is only for the use of the purchaser of the home inspection. … read more…
aluminum wire plugs/switches - The Inspector's Journal Forums
How many of you are familiar with this and how do you handle it? I had a house a couple of weeks where the home inspector wrote up a house built in early-mid 70s for not having kitchen circuits gf… … The Copalum system can only be installed by licensed contractors ,certified by tyco. This can be an expensive system ,but how much is the home worth and what value would one place on their families safety ? The consumer Product Safety Council ( cpsc) has stated that they … read more…
Is There a NEW Twist To The Kansas HI Law - InterNACHI Message Board
Is this the Bill to CORRECT the SCREW-UP that happened last year in Kansas, WHEN what the Senate and House agreed upon was ACCIDENTALLY recorded INCORRECTLY, and the states home inspectors were told it WOULD get straightened out this season . … FHA New Construction Compliance Inspector FHA 203k Inspector, Plan Reviewer, Consultant EDI Certified Stucco / EIFS Inspector EDI Certified Moisture Analyst IAQ2 Certified Mold Inspector Licensed Contractor / Builder (Class C) … read more…
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What Cave Creek Home Inspection Offers
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A home inspection іѕ one οf tһе first investments a Westfield, New Jersey buyer mаkеѕ іח a property. Tһе purpose οf a home i… read more…
From GoArticles.com
Resolved Question: Help with Mortgage Loan!!!!?
So I closed my house (Nevada) in the first few days of this month. Because I am stationed else where I had to use a POA. Which my mortgage broker made me send directly to him. We had made arrangements the POA was NOT to get the documents as they were just a signature and they were supposed to be sent to me.
let me tell you thats not how it went. The POA got the documents and it took me almost 18 days of tracking everyone down and begging for a copy to actually get MY closing documents. when i finally got them they had signed some things in my husbands name illegally (he had no POA and he didnt sign them)
also half the documents were for a owner occupied and half were for investment property. since we are stationed else were the loan had to be investment or thats what i was told. when i looked at the documents they were SOOOOO Wrong (aside from the unauthorized signatures)
here are some of the errors:
In section 6 Occupancy it states:
That the borrower shall occupy, establish and use the property as the borrower’s principal residence within 60 days after execution and shall continue to occupy as the principal residence for at least one year after the date of occupancy.
This home was purchased as an investment property. I see in section E. of the 1–4 Family Rider where it states Section 6 concerning the borrower’s occupancy is deleted. But the occupancy requirements are also scattered an a handful of pages through-out the rest of the documents. Including the Post Closing Occupancy inspection Acknowledgement. That says that we will occupy the residence in 90 days of closing.
On the Grant Deed. I see where it was changed from Husband and Wife as Joint Tenants to a married woman as her sole and separate property. However the top section where it says And when recorded mail to: and mail tax statement to:
Mr Grof
Mrs. Grofica
123 home address street
city, state 12345
On the QuitClaim Deed that was signed 6 January 2010… “By (Husband) POA” There is no POA for (Husband). I am not sure why someone gave (POA) the documents to sign when no POA was given. Since the POA’s were requested to be given to the Mortgage Company she would have had no knowledge if all the documents were in order other then what was told to her. And how a notary public certified this when there was no POA?
Also, the general provision page was signed by POA for (Husband)… This is also an invalid signature.
The Settlement statement in section D it says Name and Address of Borrower. My address is missing.
Federal Truth and Lending Disclosure Statement my address is wrong.
On the W9 my address is wrong.
On the 4506 my last name is wrong in box 1A in box 3 my address is wrong. Also the telephone number is missing. (should be maiden name since that is how i filed that year)
On the 4506-T my last name is wrong in box 1A in box 3 my address is wrong. Also the telephone number is missing. (should be maiden name since that is how i filed that year)
On the tax information Authorization form my address is wrong.
On the mailing address verification form my address is missing.
On the borrower Quality control release the SSN is missing.
On all three of the Social Security administration authorization for SSN Verification the date of birth is missing. Also my address is incorrect on this form.
The first payment for the house is due to the mortgage company and then he said that whenever they sold the loan to an investor a cupon book would be sent to the house that was purchased as an investement property… and then he said it would be sent to my base. and then he said he could PROBABLY email me with the info.
and just to top it off I have spent the last week trying to get ahold of the home owners assocation to find out when and where i make my payments but they dont return phone calls, emails, or faxes….
so my question is what rights do i have… what can i do cause there are some serious problems here. at this point in the game i am so sick of the house i dont even want it anymore.
wizjp:
I emailed them to let them know (in writing) what was wrong and all they said was that MOST of it is the concern of the lender $ and that just send the correct address and they will update.
i am still mad they gave out my entire closing papers to the POA holder even when instructed not to and i am still cant believe they signed my hubby’s name without a POA.
Resolved Question: Construction law…without going to school?
I’m a 20 year licensed contractor in Los Angeles, Ca. holding five CSLB classifications including the very prestigious A-1 Engineering class, at this point in my life I would like to end the construction portion of the BIZ and learn as much as possible about construction law to be able to work along side of licensed construction attorney’s investigating, inspecting and documenting alleged construction defects, contract breaches and other contractual disputed issues.
I’m also a nationally certified (ICC) building and plumbing inspector (code inspector) with the same credentials as any city inspector and I have several other very credible Home Inspection credentials see my website at www.CAsafebuildings.com
Books, on line classes, any idea to help me learn as much as possible about construction law as I continue to work and pay the bills. I’m hoping to outright end the construction BIZ before 2011 and set up as a 100% building and home inspector and investigator.
Any and all advice shall be appreciated!!!
Tony P. in Los Angeles, Ca.
PLEASE GET ME STRAIGHT….I DO NOT WANT TO BECOME A LICENSED ATTORNEY, I WANT TO EDUCATE MYSELF TO PROPERLY COMMUNICATE WITH THE ATTORNEY’S AND BETTER UNDERSTAND ALL CALIFORNIA CONSTRUCTION LAWS, I WANT ‘CONSTRUCTION LAW’ STUDY MATERIAL ‘ESPECIALLY DEFENDING’ MATERIALS WITHOUT GOING TO SCHOOL. THAT I CAN READ ON MY OWN TIME.
Voting Question: Rental Business: should a special home inspector inspect an apartment building OR can I use a regular one?
Hi,
I’m looking into buying an apartment building (say 10-plex).
Wanted to ask if I can use a regular home inspector for the inspection OR since it is bigger (10-plex) do I need a different inspector?
In other words, is there a certification called “apartment building inspectors” or is any certified residential inspector supposed to be qualified for that?
(asking about residential use only, not commercial. just more units)
THANKS.
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