Fha pest inspection

25 Nov

Posted by Admin as Articles

2016 Presidio Ave, Modesto, CA 95355 | MLS# 90089375
Documents & Disclosures. NHD Available; Pest Control Report Available. Dining Information. Space in Kitchen. Additional Rooms … Finances & Taxes. Has Mello Roos; Local Assessments; Cash; Conventional; FHA. Listing last changed … read more…

$103000 :: 6727 N 64th Drive, Glendale AZ, 85301 | Glendale AZ …
INSPECTION-PAID, PEST-PAID, APPRAISAL-PAID (FHA Cert. for $110k)THIS MOME IS REMODELED AND TURN-KEY READY!! Close to downtown Glendale, yet situated on a quite culdesac, this family home has new carpet and tile flooring throughout. read more…

Knowing About Mortgage | Keywords Post
These charges include an origination fee, up-front mortgage insurance premium (for the FHA Home Equity Conversion Mortgage or HECM), an appraisal fee, and certain other standard closing costs. In most cases, these fees and costs are capped and may be … Include other miscellaneous charges such as credit report fees, flood certification fees, escrow or settlement fees, document preparation fees, recording and courier fees, title insurance, pest inspection and survey fees. … read more…

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From GoArticles.com

Open Question: WHAT IS THE AVERAGE CLOSING COST ON $212,500 FHA LOAN IN FLORIDA?
Everyone says that the closing cost should be around 2-3% of the loan - Does that include the Estimated Reserve/ Prepaid Cost? The type of loan is FHA with 3.5% down which is $7,437.50.

Also let me know if you see any bogus charges that I can dispute with the Mortgage Broker.

Thank you!

Here are the est. costs on the Good Faith Est.

Estimated Closing Cost -

Items payable in Connection with the Loan :
Loan Origination Fee @ 0.500% is $ $1,062.50
Appraisal Fee : $350.00
Credit Report : $30.00
Processing Fee : $445.00
Admin Fee : $895.00

Title Charges
Settlement or Closing Fee : $625.00
Title Insurance Fee : $25.00
Endorsements : $200.00

Government Recording and Transfer Charges :
Recording Fee : $200.00
State Tax/Stamps : 721.34
Intangible Tax : $412.19

Additional Settlement Charges :
Survey : $275.00
Termite/ Pest Inspection : $75.00
Scanning Fee to Fort Dox : $15.00

Estimated Reserve and Prepaid Cost :

Items Required by Lender to be paid in Advance
Prepaid Interest 10 days @ $30.0558 - $300.56
Mortage Insurance Premium : $3,544.68.00
Hazard Insurance Premium : $2,160.00

Reserves Deposited with Lender :
Hazard Ins. 2 months @180.00 = $360
Mortgage Ins. $92.84
Property Tax : 4 months @ $245.00 = $980.00