HomeInsuranceAgents.com » Blog Archive » Get the Home Insurance Facts
When you apply for a policy, your agent will help you establish the replacement cost by asking for detailed information about the construction and contents of your new home—and possibly by completing a home inspection. … Don’t forget to tell your insurer if you have a home security system (e.g., fire, burglar, emergency). Most insurers offer discounts for such safety features. You may also qualify for a lower insurance premium if you live near a fire department or …  read more…

Awesome Mortgage Tips: Home Inspections Explained
The report will also outline the estimated age of the operating systems in the Toronto house, the life expectancy and an approximate cost to replace. Everything from top to bottom gets inspected. In particular the report will focus on: … Even if you know a thing or two about home construction, don’t risk doing the inspection yourself. Toronto home inspectors have very broad expertise and will ultimately give you peace of mind. A typical Toronto home inspection cost will …  read more…

Home Inspections 101
A home inspection is the objective evaluation of a house. At the end of the evaluation a detailed document is provided outlining the condition of the Toronto house. … The report will also outline the estimated age of the operating systems in the Toronto house, the life expectancy and an approximate cost to replace. Everything from top to bottom gets inspected. In particular the report will focus on: plumbing, doors, floors, electrical, roof, foundation, steps, porches, …  read more…

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Everything you ever wanted to know about medical power supplies but were afraid to ask
Medical power supplies differ greatly from average, domestic power supply units. Because of their application there are critical demands on medical power supply units for safety and reliability. Conse…  read more…

Hard Rock Cafe Pune
Interview With Tushar Bhatt, GM, Hard Rock Café Pune.

Having travelled and cruised and seen many horizons at such a young and progressive age. Tushar Bhatt, General Manager, Hard Rock Café, Pune a…  read more…

How To Hire A Plumbing Contractor?
Choosing the right plumber is definitely important. Choose the wrong one, and you’ll quickly regret it. So, when you have a problem, who are you going to hire? Here are 10 things you need to know befo…  read more…

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Resolved Question: Does septic need to be cleaned before it gets inspected?
I am purchasing this home, if all goes well. I do know that the septic system has a condition. I do not know the extent of it. I called two different septic companies for estimates on getting it inspected. One states that the septic needs to be drained before it can get inspected but the other company stated it does not. Who do I believe? Of course, the company that states it needs to be cleaned is charging me about double of what the other company is. Does it or does it not? Is it necessary to have it cleaned before a full inspection? Please help, I wouldn’t want to spend any more than I have to when the home isn’t mine yet, thanks.
Wouldn’t the tank need to be empty to get a well visual inspection inside the tank?
I believe this is an old system…has no leach fields instead it has a cesspool/dry well. I did notice that a section of the back yard grass is moist like when soil subsides? Not sure if this has something to do with it or not. I do want a full inspection of everything and anything that has to do with the septic system, therefore, I’m confused how these two companies are contradicting each other.

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Resolved Question: 1.To be impartial and lawful, a pre-inspection agreement must be?
a. paid for by the lender
b. signed by the real estate agent
c. used within 30 days
d. negotiable and capable of being altered

2. The Standards of Practice published by the American Society of Home Inspectors (ASHI) are quite inclusive and
a. describe the procedures used in a termite inspection
b, explain that inspectors may never examine heating systems
c. can be referred to in court if necessary.
d. list the fees inspectors must charge for their services.

3. Another term for a reinspecting agreement is
a. standard of practice
b. pre-sale inspection
c. scope of work
d. partial inspection

4. The two step process of reporting includes
a. on-site inspection and the job order form
b. report writing and payment for services
c. data collection and report writing
d. the pre-inspection agreement and the on-site report

5. According to most standards of practice guidelines, which of the following home components should you include in your inspection
a. walkways
b, driveways
c. fences
d. attached garages

6. Based on most standards of practice,which of the following home components should you include in your inspection
a. Burglar alarms
b, Appliances
c. Door locks
d. windows

7. Based on most standards of practice guidelines, which of the following home components should you include in your inspection
a. privacy walls
b. attached decks
c. swimming pool wiring
d. home protection systems

  read more…

Resolved Question: Can you contact the seller directly if they have an agent?
We have a contract to buy a new home. We just had our inspections done and found that the septic system needs at least $1000 of work. We have a buyers agent who came up with an addendum to our contract that states the seller has to fix it before we move in for us to actually buy the house. The problem is that when we read the addendum we decided if someone sent it to us, we’d be rather irritated. It’s not a very friendly thing. We want to contact the sellers directly to work something out with them for the septic so they don’t feel like they are getting screwed and we don’t either, and we would then put whatever we agree upon into the addendum. Can we contact the seller directly, or is that a big no-no?

  read more…

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