Be careful on your search for work at home , What to watch out for …
The Inspection Service knows of no work-at-home promotion that ever produces income as alleged. Chain letter: Typical Ad — Make copies of this letter and send them to people whose names we will provide. All you have to do is send us ten dollars … Lists of companies that hire home workers: Many people get scammed into buying lists that promise hundreds of “sure bet” companies that are just waiting to hire you to work from home. The simple reality is that …  read more…

Real Estate Blog - Today’s weather? —–flooding likely, with a …
My blog is intended to provide information related to home inspections in Seattle, surrounding communities and anyone else interested. Sometimes I will provide information that has nothing to do with home inspections. …  read more…

Real Estate Blog - Where have all the good ROOFERS gone, Im …
Email Me. ae-hi (At Ease Home Inspections) provides Maryland Home Inspections to buyers & sellers. Services are offered to all Baltimore County Rental Property Owners for “Baltimore County Rental Inspections”. …  read more…

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Home Inspection Services � Should You Get a Home Inspection When Buying?
Home inspection services can help ease the confusion and stress of buying a house. When you are buying a residence there are things that you can choose like the price range and location. But whether y…  read more…

Buying Residential Properties As An Investment
I will begin by stating that these are my thoughts and suggestions when evaluating property for purchase based on my experience and common sense. These are guidelines that you may choose to follow at …  read more…

Options to Foreclosure: Short Sales or Property Management?
In today?s real estate climate, a short sale is becoming more common, though no less time consuming and challenging then it ever was. Banks and mortgage lenders scrutinize short sales because they st…  read more…

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Open Question: The buyer hasn’t used the money we gave them for repairs. If it is returned to us, is it ours to keep?
When we sold our house at the end of July we put $4500 into an escrow account for the buyers to repair damages found during their home inspection. We got a call today from the title company that if the buyers don’t use it by the end of this month it will be returned to us. Does that mean we are no longer contractually obligated to finance the repairs and the money is ours to keep or could the buyers come after us at some point for the money?

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Open Question: Does FHA require suspect Mold to be remediated?
I’m in contract on a property I hope to close on Feb. 25. The home inspection revealed that the AC closet had some mold on the floor boards. The report was clear that the rest of the house was non-condusive to mold. We had it swab-tested, and the lab results came back as the non-toxic type (although the lab is not willing to write “non-toxic” on their report). The inspection reports were forwarded to the bank the same day. 3 weeks later, when I received my commitment letter, it had the condition of having an “acceptable results of a mold inspection” without any further clarification. When we pushed them for an answer, they said they wanted all mold out, or a quote from a remediation company along with required funds in escrow - except that by the time they told me this, I was contractually out of time to perform any inspections or inform the sellers that we needed it fixed (so, we’re out of luck, and this will have to come strictly out of my pocket). The underwriter says that he needs the mold cleared for FHA requirements, but, I’ve searched EVERYWHERE and did not find any documents that say that FHA requires mold to be remediated.

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Voting Question: Have been unemployed for months, behind on almost everything. How does bankruptcy work?
Long story short, I was laid off from my job and it took unemployment 12 weeks to finally pay me anything. New York State denied my husbands unemployment because his lying employer claims he quit though he was laid off. I’m only getting $230 per week and cannot pay much more then my car payment and insurance. We moved in with family because we couldn’t afford to heat our home. We were hoping to find jobs, but, that hasn’t happened yet despite nearly 200 applications between the two of us. Right now, I have a $60,000 mortgage, a $20,000 second mortgage and around $20,000 in credit card debt. Last year our earnings were $36,000 combined in the state of NY. I earned $21,000. Do I qualify for chapter 7? There’s just no way I can ever catch up as the late payments have made the interest rates ridiculous on my credit cards, my mortgage company is charging me ‘inspection” fees. The only things I’ve been able to keep current are my car and insurance. For all the money the government has been throwing at these people, they sure aren’t willing to cut me any kind of break at all. If I do file chapter 7, can I reaffirm my car loan and a couple of the credit cards? Any help would be appreciated.
Unfortunately there was no way to live any cheaper then I did. My husband and I haven’t even been out for our anniversaries in the last 4 years. We haven’t been out to eat in three years. We haven’t gone on vacation. What went wrong for us was medical expenses and a hospital that refused to finance so that got put on several credit cards to try to save my credit rating because the hospital threatened to send it to collections. Then when our house closed our well was passed fraudulently, like they just dumped bleach in it. My lawyer charged my $800 and didn’t do anything about it. We lived in a house without running water for two years. Last year we paid $5000 in heating oil keeping our house at 55 degrees.
I don’t think many other people could have juggled it without a late payment for as long as I did. Most of the last 5 years I’ve worked 2-3 jobs trying to pay this down.

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